05/10/2026
Exclusive Interest-Free Property Financing Scheme – Akoya Properties & NIB International Bank
Dear Valued Client,
We are pleased to inform you that Akoya Properties, in collaboration with NIB International Bank, is introducing an interest-free financing arrangement designed to provide you with a flexible, transparent, and Sharia-compliant home financing solution.
Key Financing Features
Interest-Free Financing: Structured under an interest-free mortgage framework throughout the agreed tenor.
Flexible Contribution Ratios:
ETB Transactions: 50% Customer Contribution | 50% Bank Financing
FCY / USD Transactions: 25% Customer Contribution | 75% Bank Financing
Discounted Rates for USD Deposits: Clients depositing in USD may benefit from a potential 50% reduction on the applicable fixed financing rate (subject to final agreement terms).
Extended Financing Period: Enjoy flexible repayment terms of up to 8 years, depending on eligibility.
Primary Collateral: The financed property itself serves as the primary collateral, simplifying the approval process.
Early Settlement: Option to settle the outstanding balance early, with defined rebate/adjustment mechanisms upon final agreement.
Seamless Processing: All payments and transactions are processed directly through NIB International Bank.