05/11/2026
Feeling like buying your first place is still years away? Here’s how to shortcut it.
While data shows saving up and reaching the break even point where owning costs about the same as renting usually takes around 15 years, there are ways to get there faster.
If you set your sights on a starter home, it’s actually closer to seven years. That cuts the time in half. You’re looking at 4.6 years to save and 2.6 to break even.
But keep in mind, those numbers assume you put 20% down. Most first-time buyers put down far less, so that saving timeframe can shrink even more.
DM me, and I'll share a few ways to reach your first home sooner, like talking to a lender about down payment assistance programs.
Since you’ve probably already been saving for a while, you may be closer than you realize.
