Tony Money - Talk to Tony

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Alpharetta, GA
Tony Money - Talk to Tony

Over 30 years of real estate experience helping families buying and selling homes. Specializing in low cost renovations to sell your home quickly.

10/27/2026

Helping an adult child buy their first home doesn't necessarily mean writing a huge check. Parents may be able to help with a down payment, closing costs, a gift of equity, co-signing, or simply helping their child understand financing and make better decisions. The right approach depends on both generations' financial situations, and protecting the parents' financial security should remain a priority. If homeownership is a goal for someone in your family, let's talk about the different ways you may be able to help and which options are worth exploring.

Learn more at https://BetterHomeowners.com/TonyMoney/2026/10/27/Helping-Your-Adult-Children-Become-Homeowners

10/20/2026

The best deal isn't always about getting the lowest price. It can also mean better terms, seller concessions, fewer unexpected expenses, or simply avoiding an overpriced home. Before making an offer, I help my buyers ask the questions that reveal what may be negotiable and where opportunities might exist. If you're thinking about buying, contact me and let's talk about how to approach your next offer strategically.

Learn more at https://BetterHomeowners.com/TonyMoney/2026/10/20/Why-Buyers-Who-Ask-Better-Questions-Get-Better-Deals

10/13/2026

You don't need to be ready to buy or sell to talk with me about real estate. In fact, some of the most valuable conversations happen months or even years before a move, when we can discuss your home's value, your equity, market conditions, financing, improvements, and possible next steps without any pressure to act. If real estate might be part of your future, let's have the conversation now, while you have the luxury of time and options.

Learn more at https://BetterHomeowners.com/TonyMoney/2026/10/13/Why-the-Best-Time-to-Talk-About-Real-Estate-Is-Before-You-Need-To

10/06/2026

It's easy to fall in love with beautiful countertops, fresh paint, and stylish furniture during a home tour, but those aren't necessarily the things that determine whether a home is right for you.Look beyond the décor. Pay attention to the floor plan, storage, major systems, signs of deferred maintenance, exterior condition, neighborhood, and potential future expenses.You don't have to be a home inspector. You just need to know what deserves a closer look.If you're planning to buy, contact me. I'll help you look beyond what photographs well and focus on the things that could matter long after you move in.

Learn more at https://BetterHomeowners.com/TonyMoney/2026/10/06/What-Should-I-Look-for-During-a-Home-Tour

09/29/2026

That new roof, kitchen remodel, HVAC system, or room addition may be worth remembering for more than the enjoyment it provides today. Qualifying capital improvements can increase your home's tax basis, which could potentially reduce taxable gain when you eventually sell. But years from now, will you remember exactly what you did and what it cost? Keep invoices, receipts, permits, contracts, warranties, and photos in a permanent home improvement file. If you'd like help understanding which home records are worth keeping for a future sale, give me a call.

Learn more at https://BetterHomeowners.com/TonyMoney/2026/09/29/Keeping-Home-Improvement-Records-Now-Pays-Off-Later

09/22/2026

One of the biggest mistakes I see sellers make is assuming buyers will overlook little things. In reality, small details often shape a buyer's first impression and influence how they perceive the home's overall value. The good news is that many of the most effective improvements are simple and affordable. If you're thinking about selling, I'd be happy to recommend which updates are worth doing and which ones you can skip, so you can make the best first impression possible. Reach out anytime for a no-obligation consultation.

Learn more at https://BetterHomeowners.com/TonyMoney/2026/09/22/Small-Improvements-Can-Create-Big-Perception-Shifts-with-Buyers

09/15/2026

Many homeowners are surprised to learn that market value and assessed value are not the same thing. Market value is what a buyer may be willing to pay based on current demand, recent sales, condition, location, and competition. Assessed value is used by the local taxing authority to help calculate property taxes and may follow different rules, timelines, exemptions, or limits. That is why your tax assessment may be higher or lower than what your home could actually sell for. If you are wondering what your home may be worth in today's market, contact me. I can help you look at the real estate side of the numbers.

Learn more at https://BetterHomeowners.com/TonyMoney/2026/09/15/Market-Value-vs-Assessed-Value-What-s-the-Difference

09/08/2026

When buyers ask what their monthly mortgage payment includes, the answer is often more than principal and interest. Many payments also include property taxes, homeowner insurance, and possibly mortgage insurance, depending on the loan and down payment. HOA dues may be separate, but they still matter when calculating affordability. One important thing to remember is that even if your interest rate is fixed, your total payment can still change if taxes, insurance, or escrow amounts change. If you are planning to buy and want a clearer picture of the full monthly cost, contact me. I can help you look beyond the payment estimate and understand the bigger housing budget.

Learn more at https://BetterHomeowners.com/TonyMoney/2026/09/08/What-Does-the-Mortgage-Payment-Include

09/01/2026

Days on market can tell you more than how long a home has been listed. It may provide clues about demand, pricing, condition, and seller motivation.A newly listed home could require quick action, while one that has been available for several weeks may create an opportunity to ask questions or negotiate.However, the displayed number does not always tell the complete story. A listing can be removed and relisted, causing the DOM counter to restart.Before making an offer, ask your agent to review the property's full listing history and cumulative days on market. Better information can help you evaluate the seller's position, structure a stronger offer, and make a more confident buying decision.

Learn more at https://BetterHomeowners.com/TonyMoney/2026/09/01/What-Buyers-Should-Know-About-Days-on-Market

08/25/2026

If you have the ability to make a large principal payment and want to lower your monthly mortgage payment, recasting may be worth asking your lender about. A recast allows some homeowners to keep their existing loan and interest rate while the lender recalculates the payment based on the lower loan balance. This can be appealing if your current rate is lower than today's rates. However, recasting is typically only available on conventional, conforming loans, and FHA, VA, and USDA loans are generally not eligible. Refinancing is different because it replaces your current loan with a new one.

Learn more at https://BetterHomeowners.com/TonyMoney/2026/08/25/Mortgage-Recasting-to-Lower-Your-Payment

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3600 Mansell Road Mansell Three, Suite 175
Alpharetta, GA
30022

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